MUST READ! Following is an outline of this article by Kevin Ryan, published in AgingCare.com. Please read the entire linked article in full to get the benefit from the expanded content.
Link: How to Pay for Home Care (Source: AgingCare.com, by Kevin Ryan)
This article describes many methods of paying for home care.
How much do home care services cost?
What insurance covers in-home care?
Veterans benefits that cover in-home care